Categories
- La Jolla
- Health
- Real Estate News
- Newsletter
- Travel
- City Life
- Just for fun
- Things to do in San Diego
- Market Conditions
- Entertainment
- Downtown San Diego Condos
- San Diego History
- Sports
- Foreclosures
- San Diego Lease-Rentals
- Events
- Night Life
- Mortgage & Financing
- Home Maintenance
- Home Buyers
- First Time Home Buyers
- Home Sellers
- Home Decor
- Listing Your Home For Sale
- La Vita
- Little Italy
- Restaurants
- Birdrock
- Downtown San Diego News
Recent Posts
- HAPPY VALENTINES DAY – LOVE YOUR COMMUNITY
- $25 Billion in Landmark Settlement
- SAN DIEGO DEFAULT FILINGS GOING DOWN
- 15 YEAR DREAM COMES TRUE IN DOWNTOWN SAN DIEGO
- Post Thanksgiving….Pre Christmas
Local Resources
HAPPY VALENTINES DAY – LOVE YOUR COMMUNITY
Celebrate Valentines Day by buying from your community. Your neighborhood will feel your love and sense of loyalty when you purchase cards, flowers and eat your meals in your local community.
Take a stroll through your local community and see what the local merchants have to offer. It brings you a sense of belonging and pride as you wish the merchants Happy Valentines Day. 
$25 Billion in Landmark Settlement
Attorney generals and the Federal Government in 49 states have reached a landmark settlement with 5 loan servicers.
The $25 billion will be allocated to each of the 49 states who agreed with the federal settlement and direct payments to assist owners who are current on their payments but are under water. This is designed by the Obama administration to benefit the responsible homeowner who does not have a Fannie Mae or Freddie Mac or FHA loan. It’s designed so these responsible homeowners can take advantage of the low interest rates by refinancing even though they have no equity in their home.
This settlement was brought about after an investigation where Government investigative agencies, like Dept. Of Justice, and HUD, found foreclosure related documents being signed outside the presence of a notary public and without knowing whether the facts they contained were really correct. In other words they violated the law. It holds the violators accountable for unlawful practices and allocates $20 million toward homeowner relief without any amount of money coming from taxpayers. Homeowners will be able to refinance or reduce their principal without a lot of red tape. It means that current and future homeowners will now be treated fairly.
If your home is either serviced by one of the five banks or you have your loan with one of the five banks, you may be eligible for assistance.
Who should you call?
Ally/GMAC – 800 766 4622
Bank of America – 877 488 7814
CITI – 866 272 4749
JP Morgan Chase – 866 372 6901
Wells Fargo – 800 268 3212
If you would like to contact the U.S. Dept. of Housing and Urban Development, click.
I hope you found this information helpful. If you are under water, or behind in your payments and are looking for assistance, I can help you. Please contact me at 858 395 7727.
I am experienced in short sales and may be able to assist you.
SAN DIEGO DEFAULT FILINGS GOING DOWN
The number of homeowners receiving NOD’s (Notice of Defaults) declined for the first time since 2008. However, the foreclosures rose slightly from 666 in November to 725 in December. Still….this may be another sign of the housing market making it’s ever-so-slowly turn-around in the real estate market. Now, with interest rates falling into the sub 4% range, the the signs are green for 1) first-time buyers to enter the market, 2) for 2nd home buyers to find their vacation property, and 3) for move-up buyers be excited they will now be able to sell their home to buy “up”. In San Diego County, the inventory is shrinking, making it difficult for buyers to find their dream property. However, with this slightly good news, more sellers may see spring, 2012 as the time to enter the selling market.
In the State of the Union address, President Obama pledged to make the purchase of real estate, or at least getting a loan easier for borrowers, pledging homeowners a $3,000 savings allowing them to refinance without red tape. He promises smart regulations to prevent financial fraud.
If you are interested in purchasing real estate, please click on “Home Search” to the left of this blog. Or call me at 858 395 7727…I am a committed professional and will assist you in purchasing…or selling…your home.
15 YEAR DREAM COMES TRUE IN DOWNTOWN SAN DIEGO
Finally, after 15 years, the dream comes true in downtown San Diego at the Embarcadero.
On Thursday, January 5th, 2012, groundbreaking took place at Harbor Drive and Broadway, formerly Lane Field. Within 18 months San Diegans and visitors will be able to walk, ride and enjoy the wide, bay front esplanade, beautiful landscaped and lighted areas along Broadway, bringing to life the state of the art transformation, making the North Embarcadero Visionary Plan (NEVP), Phase 1, a reality. This phase is fully funded. When complete, the Port of San Diego and Centre City Development Corporation will embark on Phase 2 to complete the budget for the remaining NEVP.
The owners of the condos along Pacific Highway, The Grande, Electra, Bayside, & Breeza, have long awaited this transformation. They purchased their condos knowing eventually the beautification would only improve their lifestyle, from having a walking/running path close by, to enhancing their property values.
Embarcadero in San Diego before Phase 1 of visionary plan
San Diegans will now see the value of improving their city for their own use and offering another treasure for visitors to San Diego.
Post Thanksgiving….Pre Christmas
I love Thanksgiving…seems like I spend weeks preparing for the festivities, the food, the family arrival, but it’s over in about 20 minutes. The stack of dishes, pots and pans in the sink, the candles burnt down, the pies eaten, the leftovers barely fit in the fridge. As I stare at the quiet house and the mess I must clean up…I’m still reminded about how thankful I am for so much that I have.
This year I had my sister, her husband and their daughter here from Portland, Oregon. For 1 week we filled our days and evenings with each others company. I think it’s the first time we’ve all been together for an extended period. My heart is thankful for this past week. Thankful I could spend time with them and share my home. Thankful for the memory we created. Thankful for the thoughts and ideas we shared.
Thanksgiving Day is now in the past for 2011, but the thoughts of Thankfulness will last….
Now….with just weeks away from Christmas…I will begin my preparations for the season of Giving…so appropriate it follows the season of Thanks.
THANK YOU TO ALL WHO HAVE SERVED..AND ARE SERVICE NOW
Thank You
Thank you for your Courage, Determination and Commitment…We honor you for that and so much more. Because of you I am free….Because of you I am safe.
View the History of Veterans Day HERE.
Is Modern Design Making a Comeback?
My visit to the Big Apple led me to getting an invitation to a book signing at Archivia Book store in NYC on Lexington.
Amy Lau released her book, Expressive Modern, The Interiors of Amy Lau, and chose Archivia to help her. The crowd was mostly New Yorkers in the design business, but there were those who travelled, like me, from the other coast to see Amy’s labor of her love. Design.
Even stylists with more traditional tastes for English Country, Ecclectic, Mediterranean or even Mid Century, Traditional, Tuscan, or even Southwestern, can’t deny an appreciation for Amy’s insight to Expressive Modern. It’s delightful, interteresting and clean as far as a book design…but the contents, the photography, the description are expressive in itself and truly inspiring.
As a Real Estate Consultant in San Diego, La Jolla, and downtown condo market, I see many different interiors, and use a stager when I need to enhance the property for sale. As I browse this beautiful book my mouth waters thinking how I could sell more homes if I could stage properties with this type of design. In my opinion, this is a beautiful coffee table tablet that anyone will want to pick up and study. It will tantalize your senses and quite possibly open your mind to Modern and it simplicity….as well as it’s minimalistic scape.
HALLOWEEN IN SAN DIEGO
There are so many great places in San Diego where you can go to get scared. So here’s a quick list to help you get there.
The 11th Annual Monster Bash in the Gaslamp will scare your socks off and promise you a night of Ghostly Fun. Saturday, October 29th.
Don’t miss Sea World’s Spooktacular in October from 1:00-6:00pm
The Hard Rock Hotel Halloween Party.…now this is the place to be. Dress in your best costume and be prepared for a night of fun…the place to see….and be seen.
Playboy’s Mansion Madness – Friday, October 28th make your plans for The Ivy Nightclub, downtown, San Diego. Dress up in your bunny costume and mingle with Playmates.
Harbor Halloween Cruise – Make Saturday, October 29th your evening to cruise through Halloween on the Harbor. Check it out…could be a fun…and different way to party.
MIRAMAR AIR SHOW COMES TO SAN DIEGO 9/30-10/2
MCAS Miramar Air Show features The Blue Angels in San Diego
Fall in San Diego means listening to the roar of jet engines over Miramar and surrounding communities in San Diego. It means looking for the much anticipated Blue Angels to appear in their exciting, precision paced and breath taking flying stunts.
MCAS Miramar Air Show is the place to go from September 30-Oct0ber 2nd.
If you love jets, planes, and the history of flight, this is a wonderful event …and take your family…bring earplugs.
Click on map below.
THUNDERBOATS ROAR INTO SAN DIEGO’S MISSION BAY
If you are looking for something to do this weekend, September 16-18, head to Mission Bay Park and you can experience the monster boat races at the San Diego Bay Fair. Lots of food, bands and good…NO…great fun.
